Ledgers & accounts
Record income, expenses, and transfers, then organize accounts, currencies, and categories your way.
Personal records, simply
Your money, closer.
Your money, closer.
Your choices, clearer.
Malo is a personal daily records app for organizing income, expenses, accounts, and debts. It works on your device without an account, while cloud sync remains a separate choice you control.
Works without an account
No in-app advertising
Export your copy
MALO
2026
2026
Local recordsData starts on your device
Local
Backup & exportKeep a copy when needed
Yours
Cloud syncStarts only when enabled
Optional
A ledger you manage
LocalStart locally without an account
ClearClear, traceable records
Your choiceYou decide what to record and sync
A clear purpose
A ledger, not a bank.
Malo helps organize your records and understand their movement. It does not hold funds, execute payments, or provide financial, accounting, or legal advice.
Debts & settlements
Track what is owed to you and by you, with payments and advances tied to a reviewable record.
Understandable reports
Explore activity, categories, and periods based on the data you entered.
Your responsibility
Malo's results depend on the accuracy and completeness of what you enter. Review your records and keep an appropriate backup before making financial decisions.