Accounts & entries
Create accounts and record income, expenses, and transfers with the notes, categories, and attachments you choose.
Everything a clear financial ledger needs.
A connected set of tools for recording and reviewing financial activity—without turning Malo into a bank or payment platform.
Currencies & exchange rates
Set your base currency and the exchange rates you use. Resulting values are estimates that depend on the rates entered.
Directory
Organize people, organizations, and groups you enter manually and connect them to relevant debts and entries.
Debts
Track advances, payments, and outstanding balances in a connected, reviewable record.
Reports
Filter by period, account, category, and contact, then export results when needed.
Portable local backups
Export and restore a workspace copy using the app's tools. You are responsible for keeping the backup file and its protection code in an appropriate place.
Optional cloud sync
Link an account and enable sync only if you want to use your data across devices. You can stop sync while keeping the local copy.
Practical note
Reports, balances, and exchange values are calculated from user input; they are not bank statements or certified valuations.